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Protect your savings, access 5000+ network hospitals cashless, and keep your family covered—without fine-print headaches.
Search by city or hospital name to confirm cashless availability before you buy.
A single hospitalization can derail years of savings. With Ensurance, eligible bills are handled so you can focus on recovery—not paperwork.
Cover high treatment costs for surgeries, ICU, diagnostics, medicines and more.
Admission at network hospitals with faster discharge through TPAs.
Floater or individual options—cover spouse, kids and parents with flexibility.
Share city, family and coverage. See premiums instantly.
Room eligibility, co-pay, PED waiting and network hospitals—side by side.
Instant e-policy and e-card on email/SMS.
Use e-card at network hospitals. 24×7 claims support.
| Feature | Typical Range | What to look for | Ensurance Tip |
|---|---|---|---|
| Sum insured | ₹5 Lakh – ₹1 Crore | Choose by city & hospital type | Metro? Prefer ≥ ₹10L |
| Room eligibility | Single private / No cap | Avoid proportionate deductions | No room rent cap |
| Co-pay | 0% – 20% | Trade-off: premium vs payout | Pick 0% if possible |
| PED waiting | 2 – 4 years | Lower is better; read clauses | Consider fast-track add-ons |
Cover doctor consults, diagnostics and medicines via a cashless wallet.
Planned additions to family? Add maternity with newborn cover benefits.
Stay protected during international travel for emergencies.
Real experiences from Ensurance members who used cashless services and fast claims.
Cashless admission in under 15 minutes. Claim approved before discharge—super smooth.
— Aditi K., MumbaiWe upgraded to no room rent cap—worth it. No proportionate deductions at all.
— Rahul & Nisha, BengaluruGood network coverage in our city. Support team was proactive during the process.
— Neeraj P., PuneTrack claims, find network hospitals, book checkups, access your e-card and earn wellness rewards.
At network hospitals, Ensurance/TPA settles eligible bills directly. You pay any non-covered items or deductibles.
Yes. Use a family-floater for spouse & kids and a separate plan for parents, or individual plans per member.
Premiums depend on age bands, claims experience and plan updates. We’ll help optimize renewals annually.
Cashless pre-auth is typically initiated within hours once documents are submitted by the hospital. Timing varies by case and provider.
Get a personalized quote in minutes. No spam—just clear options that fit your budget.
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